KESM Transaction Solutions provides design, development and support of applications specifically for the electronics payment industry. Applications include credit, debit, EBT, loyalty, e-purse, stored value and private label processing.

KESM’s software engineers and professional technical staff are leaders in JAVA and C application development on a wide range of POS platforms.

Loyal Mark Logo


LoyalMark is a leading provider of application software that allows merchants, transaction processors and payment card issuers to establish and administer customer incentive and loyalty programs integrated to the payment system at the point of sale. LoyalMark Software is used by a broad range of sellers of goods and services, particularly those who sell through both store locations and over the Internet.

LoyalMark’s software has been included on millions of credit, charge and debit cards, and works on magnetic stripe or chip or "smart" cards. With LoyalMark’s loyalty solution, merchants are able offer their customers valuable benefits, which then attract and retains customers as well as encourages increased purchases.

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A world leader in end-to-end secure payment systems. Founded in Belgium in 1978, Banksys established the entire Belgian national debit card system from terminal design and manufacture to the complete management of the secure Internet Protocol network and back-end. Banksys also developed the world standard in Electronic Purse technology, Proton, and has rolled-out the service across the world.

As the potential of smart cards and the applications grows, Banksys provides systems that can be customized to provide the world’s most secure payment system.

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atos origin

Atos Origin is an international information technology services company. Its business is turning client vision into results through the application of consulting, systems integration and managed operations. The company’s annual revenues are more than $7.3 Billion and it employs over 50,000 people in 40 countries.

Atos Origin is the Worldwide Information Technology Partner for the Olympic Games and has a client base of international blue-chip companies across all sectors. Atos Origin is quoted on the Paris Eurolist Market and trades as Atos Origin, Atos Consulting, Atos Euronext Market Solutions and Atos Worldline.

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With more than three decades of industry leadership in signature capture and touchscreen technology, Ingenico offers payment solutions that maximize security and performance, while adding real value for retailers and customers alike. Ingenico is the only payment services provider with global strength, scope, and stability to provide and manage terminals, develop value-added solutions, manage connectivity, coordinate transactions and adapt quickly to changes in the marketplace.

Ingenico has been at the forefront of the development and adoption of contactless technology for more than 15 years and is active in numerous pilot programs taking place all over the world. NFC-based contactless technology is embedded in all terminals in the new Telium series products offered to you by BNA.

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PSiGate provides Canadian and U.S. Dollar Internet merchant accounts to businesses across North America, so you benefit from secure, reliable, real-time payments from your online customers worldwide. Choose from Visa, MasterCard, American Express, Visa Debit, and Interac Online to offer your customers the ultimate in payment choice.

PSiGate provides the necessary tools to facilitate the processing of secure, real-time electronic transactions, and helps you make your eCommerce business accessible to customers worldwide.

PSiGate can provide both Canadian dollar and/or US dollar payment processing for Canadian merchants, as well as, Visa and MasterCard merchant IDs. PSiGate can also provide its payment gateway services to US-based merchants. Our payment gateway allows our US based merchants the ability to work with over 300 US banking institutions.

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home trust

Home Trust Company is one of Canada’s leading trust companies.

Home Trust is a federally regulated trust company carrying on business across Canada. Originally incorporated in Ontario in 1977 as Home Savings and Loan Corporation, the Company was continued under the Trust and Loan Companies Act (Canada) on March 9, 2000. We are a wholly owned subsidiary of Home Capital Group Inc., a publicly held company that trades on the TSX under the symbol HCG. Home Trust is also a member of the Canada Deposit Insurance Corporation and Visa Canada.

With offices across the country from Halifax to Vancouver, and our head office in downtown Toronto, we are able to offer thousands of Canadians the alternative financial solutions they need. Whether it’s helping you to buy your first home, consolidate higher-interest loans and credit cards to save you money, or renovate your dream house, we’ve got the flexible alternative solutions to help you meet your goals.

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Founded in 2002 by Rudolf Booker, Payvision is a fast growing, independent Payment Solution Provider specialized in Global Card Payments for the e-Commerce market.

Over the past decade, Payvision has consistently expanded its geographical footprint across the continents, resulting in vast knowledge and insight in the complexity of Card Payments in a global market subject to great changes. Changes triggered by tremendous business growth, requiring technical innovation and a strong focus on security in cross-border e-commerce between different regions, each with its own set of rules and regulations.

Payvision’ s experience in the different international regions has resulted in a global network of global acquiring banks, connecting over 300 trusted business partners with more than 5000 web merchants worldwide.